Salary Loan
For planned expenses, tuition, a medical bill or a home repair, repaid in fixed monthly instalments.
- ₱10,000 to ₱150,000
- 6 to 24 months, paid monthly
- 2.5% interest a month, every fee listed
Product conditions are subject to assessment.
Move forward with financial confidence.
Salary, payroll and business loans with every fee, the cash you receive and the effective rate shown before you apply, and a person who reviews your application.
Clear terms. Responsible lending. Personal support.
PesoCore Financial Lending Inc. · SEC Registration No. Pending · Certificate of Authority No. Pending
Plan your loan with confidence
Explore repayment scenarios before you apply. Every figure comes from the same system that will prepare your disclosure statement.
₱10,000₱150,000
Paid every month.
Results
- Estimated monthly payment
- ₱5,416.67
- Estimated total repayment
- ₱65,000.00
- Total interest
- ₱15,000.00
- Cash you receive (net proceeds)
- ₱48,100.00
- Effective interest rate
- 4.97% a month
This is the same computation your disclosure statement will use. Illustrative figures for the amount and term you chose. The final terms are subject to assessment and are set out in your disclosure statement before you sign.
Loan products
Loans for what comes next
Every product shows its amounts, terms, interest and fees. The figures are the ones we lend at today.
Payroll Deduction Loan
For employees of our payroll partners. The instalment is deducted from your pay every cut-off, so there is nothing to remember.
- ₱10,000 to ₱200,000
- 6 to 36 months, paid semi-monthly
- 1.5% interest a month, every fee listed
Product conditions are subject to assessment.
Business Loan
Working capital and equipment for sole proprietors and small companies, repaid monthly.
- ₱50,000 to ₱1,000,000
- 12 to 36 months, paid monthly
- 2% interest a month, every fee listed
Product conditions are subject to assessment.
Quick Cash Loan
A small loan for a short gap, inside the SEC's interest and fee caps for small loans.
- ₱3,000 to ₱10,000
- 2 months, paid semi-monthly
- 3.5% interest a month, every fee listed
Product conditions are subject to assessment.
How it works
A clearer way to apply
01
Choose your loan
Pick a product, an amount and a term in the calculator. You see the instalment, every fee, the cash you receive and the effective rate.
02
Submit your application
Fill in a short form online or at a branch. You get an application number to check your status.
03
Application review
A loan officer calls you, usually within two banking days, checks your documents and may call your employer.
04
Decision and release
If approved, you sign the disclosure statement and promissory note at the branch and receive the net proceeds.
No guarantee of approval or of immediate release is implied. Every application is reviewed.
Eligibility requirements
Know what you need before applying
Requirements vary by product and by applicant. Final eligibility is decided during assessment.
- Valid government-issued identification
- Proof of income: payslips, a certificate of employment, or business records
- A mobile number we can reach you on
- Supporting documents depending on the loan, such as post-dated checks or a co-maker
Helping businesses move forward.
Working capital for stock, equipment and the busy season, for sole proprietors and small companies, repaid monthly from your sales.
Explore business financing
Customer stories
Real goals. Real progress.
How people use a loan well. These are illustrations of common situations, not testimonials.
Understanding the full cost first
An office worker compares two terms in the calculator and chooses the one whose instalment fits her monthly budget, knowing the total she will pay.
Restocking before a busy season
A shop owner applies for a business loan to buy stock ahead of the holidays, repaid monthly from his sales.
Planning for a family expense
A couple reads the disclosure statement together before signing, so the whole family knows the due dates.
Security and privacy
Your information deserves care.
Data privacy
We collect only what a loan needs, under the Data Privacy Act of 2012, and you may ask to see or correct it.
Secure handling
Your application is sent over an encrypted connection and used only for your loan, never sold or shared for marketing.
People who answer
Real loan officers at our branches answer your calls and messages, and every message gets a reference number.
Responsible lending
We lend what you can repay, show every charge before you sign, and never use threats or public shaming to collect.
Help center
FAQ
Short answers. The full list is in the help center.
Who can apply for a loan?
Filipino adults aged 18 and over with a regular income: employees for the salary and payroll loans, registered business owners for the business loan. Each product page lists exactly what it needs.
What documents are required?
Two valid government IDs and proof of income for most loans. The salary loan also needs a certificate of employment and post-dated checks; the business loan needs your business registration and bank statements. See the requirements page for each product.
How is loan eligibility assessed?
A loan officer reviews your income, your existing debts, your documents and a credit bureau report, and may call your employer. Approval is not guaranteed and is never automatic.
How does the loan calculator work?
It asks our lending system for the same computation your disclosure statement will use: the instalment, the interest, each fee deducted at release, the cash you receive and the effective interest rate, for the amount and term you choose.
What fees may apply?
Each product page lists its fees: usually a processing fee, a notarial fee and the documentary stamp tax the law requires. They are deducted from the loan at release, and the calculator shows each one in pesos.
How do repayments work?
You pay a fixed instalment on each due date: by post-dated check, by salary deduction through your employer, or at the branch, depending on your loan. Always ask for an official receipt.
Can I repay my loan early?
Yes. Ask your branch for a payoff quote. Your disclosure statement explains how early payment is computed, including any rebate of interest not yet earned and any prepayment fee.
How can I contact customer support?
Call or visit any branch during office hours, or send us a message from the contact page. Every message gets a reference number.
Talk to us first
Take your next financial step with confidence.
Explore your options, understand the terms, and find a loan that fits your circumstances. A loan officer is happy to walk you through the figures.
Financial education
Make informed financial decisions
What the effective interest rate tells you
The monthly rate on a flyer is not the whole cost. The effective rate counts every fee against the cash you actually receive.
Reading your disclosure statement
Before you sign, you get one page with the amount, every charge, the net proceeds, the schedule and the effective rate. Here is how to read it.
Planning your repayments
Fixed instalments, paid on time, keep your record clean and your next loan easier. Here is how and where to pay.